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MSHDA Program

$10,000 Down Payment Assistance Michigan

The Michigan State Housing Development Authority (MSHDA) is expanding its Down Payment Assistance Program across the entire state of Michigan. This initiative is designed to help low- and middle-income homebuyers overcome one of the biggest barriers to homeownership—the down payment. By broadening access statewide, MSHDA aims to make purchasing a home more achievable for Michigan residents who are ready to take the next step toward owning a home.

UP TO $10,000 IN DOWN PAYMENT ASSISTANCE IN MICHIGAN

MORE ABOUT MSHDA...

The MSHDA Down Payment Assistance Program helps Michigan residents achieve affordable homeownership. Eligible first-time and repeat buyers can receive up to $10,000 toward down payment costs on homes within MSHDA’s price limits. Designed for low- to moderate-income households, this program reduces upfront expenses, keeps mortgage payments manageable, and provides a pathway to long-term financial stability through homeownership.

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FIRST TIME BUYERS

First-time homebuyers in Michigan may qualify for down payment assistance through the MSHDA Program. Eligible buyers can receive valuable financial support when purchasing a home priced at $224,500 or less, making it easier to cover upfront costs and achieve affordable homeownership.

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NON FIRST-TIME HOME BUYERS

MSHDA Down Payment Assistance is available to non–first-time homebuyers in select Michigan counties and cities. To qualify, the home being purchased must have a maximum price of $224,500, giving eligible buyers the opportunity to access financial support and reduce upfront homeownership costs.

ELIGIBLE COUNTIES

All cities within the following counties are eligible for down payment assistance for non first-time home buyers.

If you are interested in the MSHDA Program and want to explore your options, feel free to reach out to us at Olive Tree Loans. You can contact us via phone at 586-300-2955 or email us at Contactus@olivetreeloans.com for more information.