We offer a full suite of loan solutions to meet your residential, business, and commercial needs. Our home loan options include FHA, VA, Jumbo, Super Jumbo, and Hard Money programs. For businesses, we provide financing solutions such as equipment leasing, MCA loans, lines of credit, and factoring. We also offer commercial real estate loans for properties like strip malls, apartment complexes, office buildings, and shopping centers.
VA loan is a government-backed mortgage that helps eligible veterans, active-duty service members, and surviving spouses buy or refinance a home with no down payment and favorable terms.
FHA loans are government-insured mortgages designed to help buyers who may have limited savings or less-than-perfect credit, making homeownership more accessible for many, especially first-time buyers.
A USDA loan is a mortgage program backed by the U.S. Department of Agriculture that offers low- to moderate-income buyers the chance to purchase homes in eligible rural and suburban areas with little to no down payment.
Non- QM Loans (Non-Qualified Mortgage Loans) are mortgages for borrowers who don’t fit traditional criteria, offering flexible terms for those with irregular income or unique financial situations..
Jumbo loans are mortgages that exceed conventional loan limits, designed for buyers needing to finance higher-priced homes.
Conventional loans are traditional mortgages not insured or guaranteed by the government, typically requiring good credit and a down payment.
Business loans are financing options that provide businesses with the capital needed to start, expand, or manage day-to-day operations, often repaid over time with interest according to agreed terms.
Commercial loans are financing solutions tailored for businesses to purchase property, equipment, or fund large projects, typically involving higher amounts and longer terms than personal loans.
Is a revolving line of credit that lets you borrow against the equity in your home. You can draw funds as needed, similar to a credit card, and only pay interest on the amount you use. It’s a flexible option for home improvements, debt consolidation, or unexpected expenses.
Refinancing replaces your current mortgage with a new one, often to lower your interest rate, reduce monthly payments, change your loan term, or access home equity. It’s a smart way to save money or better align your mortgage with your financial goals.
Reverse mortgage allows homeowners aged 62 or older to convert part of their home equity into cash without selling the home or making monthly mortgage payments. The loan is repaid when the homeowner sells the house, moves out, or passes away. It can provide financial flexibility during retirement.
FHA 203(k) rehab loans help homebuyers or homeowners finance both the purchase or refinance of a home and the cost of renovations in a single mortgage. Backed by the FHA, it’s ideal for fixer uppers, allowing buyers to roll repair costs like roofing, flooring, or kitchen upgrades into one affordable loan.
WHY CHOOSE OLIVE TREE LOANS?
Over a decade of dedicated service empowering Michigan residents to turn their real estate dreams into reality.
If you’re looking for a lending partner that truly understands your unique needs, Olive Tree Loans is here to help. Whether it’s your first home, a vacation property, an investment opportunity, or financing for your business or commercial projects, we offer a wide variety of mortgage options designed to fit your goals. With extensive experience, a broad range of products, and some of the most competitive rates available, we make the loan process simple, straightforward, and focused on what matters most to you.
Searching for a mortgage solution you can’t find anywhere else? We’ve got you covered.
Here are just a few of the loan programs we proudly offer to help meet your unique financial goals.
At Olive Tree Loans, we offer a wide range of mortgage solutions tailored to meet the needs of every type of borrower. From traditional programs like FHA, VA, USDA, and Conventional loans—with no overlays—to more flexible options such as W2 income-only mortgages, manufactured home loans, and manual underwriting for credit scores as low as 500. We also specialize in unique programs like FHA 203(k) renovation loans, down payment assistance, and financing for ITIN and DACA borrowers. For those with non-traditional income, we provide Non-QM loans, bank statement loans, 1099-only mortgages, no-doc and stated income options, no-ratio loans, and jumbo mortgages up to 90% LTV. We’re experienced in reverse mortgages, Chapter 13 bankruptcy loans, and mortgages with no credit scores. For investors and business owners, we offer DSCR loans, fix and flip financing, construction loans, bridge loans, HELOCs, commercial loans, and SBA options. We also support community heroes through dedicated programs for police officers and firefighters. Whatever your lending needs, Olive Tree Loans is equipped to help you find the right solution.
Your home journey should feel exciting, not overwhelming. At Olive Tree Loans, we put your needs first and use our residential lending expertise to make the process simple and stress free. Apply online today and take the first confident step toward your future.
Many of our clients come to us after being declined by other lenders who either have strict guidelines on government and conventional loans or don’t offer the flexible loan programs our clients need. At Olive Tree Loans, we understand that every borrower’s situation is different, and we’re committed to finding solutions where others fall short.
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We salute those who have served and we are here to serve you in return.
We proudly stand with our Military and Veterans. Your courage, sacrifice, and service inspire us every day. We are forever grateful.
We believe no hero should be left behind in the journey to homeownership. Your service, sacrifice, and unwavering dedication to our country inspire us to go the extra mile because you have already gone the distance for us.
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